PAYMENTS & SECURITY
Pay with ease — and complete confidence.
Checking out at Reef is simple, secure, and flexible. Choose the way to pay that suits you, and rest easy knowing every transaction is protected from start to finish.
ACCEPTED AT CHECKOUT
Pay how you like.
Visa · Mastercard · American Express · Apple Pay · Google Pay · PayPal · Klarna
All major credit and debit cards, plus Apple Pay and Google Pay for a faster, tap-and-go checkout. Prefer PayPal? Pay with your existing balance or linked account in a few clicks. Whichever you choose, your order is handled with the same care.
HOW IT WORKS
Considered at every step.
01 · INTEREST-FREE
Pay in 3 with Klarna
Found the linen shirt and the knit you’ve been after? Spread the cost with Klarna and split your order into three equal, interest-free payments.
Simply select Klarna at checkout. The first payment is taken at the time of purchase, with the remaining two collected automatically over the following weeks — no fuss, no hidden fees.
02 · SECURE
Secure & encrypted
Your security comes first. Every payment is processed over an encrypted SSL connection, so your card and personal details are protected from start to finish.
We never store your full card information on our servers. Sensitive data is handled by our trusted payment partners, who meet the highest standards in the industry.
03 · TIMING
When you’re charged
For card and wallet payments, your account is charged at the moment your order is confirmed. You’ll receive an email receipt right away with all the details.
If you’ve chosen Klarna, only the first installment is taken at checkout; the rest follows on Klarna’s schedule. Should anything need adjusting, our team is always happy to help.
GOOD TO KNOW
No surprises at the final step.
Currency & taxes
Prices are displayed in your local currency where available, with any applicable taxes shown clearly before you confirm your order. There are no surprises at the final step.
For orders shipping outside our standard regions, any customs duties or import fees are determined by your local authorities and are the responsibility of the recipient. We’ll always do our best to keep things transparent.
Gift cards
A Reef gift card is an easy way to share something considered. Digital gift cards are delivered straight to the recipient’s inbox and can be applied to any order at checkout.
Gift cards never expire, and any unused balance stays on the card for next time. Enter your gift card code at checkout, and the value is deducted automatically from your total.
Need a hand?
We’re here Monday to Saturday. Book a complimentary Personal Shopper session, or reach us any time with a question about your order or how to pay.
PEACE OF MIND
Protected, every step of the way.
Every transaction is encrypted end to end — we never see or store your full card details. Pay now, or split it into three with Klarna at checkout. Whichever you choose, your order is in safe hands.
REEF · PAYMENTS
Still have a question about paying?
Our team is happy to help — or let a Personal Shopper guide you through the order, start to finish.